Best Credit Cards for Points and Miles

Published on 29 August 2023 at 13:40

Travel credit cards can be one of the best ways to lower the cost of travel, whether you're taking a trip to visit family in another state or boarding a plane for a luxurious vacation overseas. Regardless of if you collect airline miles, hotel points, or flexible issuer-specific currency, they all perform the same function of making your future trip more affordable. Check out the travel cards on this page offering flexible rewards. Earning points and miles depends on your travel preferences, spending habits, and rewards goals. There are many credit cards that offer different benefits and features for travelers, such as sign-up bonuses, travel credits, airport lounge access, and more. Some of the most popular and recommended credit cards for earning points and miles are below: If you are looking for a card with no annual fee, they do offer that as well however, they may not offer as high of bonus points and miles. These are some of the best credit cards for earning points and miles that you can consider applying for. You should always compare the features and fees of different cards to find the one that suits your needs and budget.  Happy travels! ���

 

**Chase Sapphire Preferred® Card**: This card is often considered the best starter card for travelers, as it offers a generous sign-up bonus of 100,000 points after spending $4,000 in the first three months. You can also earn 5x points on travel purchased through Chase Ultimate Rewards®, 3x points on dining and select streaming services, 2x points on other travel purchases, and 1 point per dollar on everything else. You can redeem your points for travel through Chase Ultimate Rewards® at a 25% higher value or transfer them to over a dozen airline and hotel partners. The annual fee is $95. 

 

**Capital One Venture Rewards Credit Card**: This card is great for earning flexible miles that can be used for any travel purchase. You can earn a sign-up bonus of 75,000 miles after spending $5,000 in the first three months. You can also earn 5x miles on hotels and rental cars booked through Capital One Travel, and 2x miles on every purchase, every day. You can redeem your miles for travel statement credits, book travel through Capital One Travel, or transfer them to over 15 airline and hotel partners. The annual fee is $95. 

**American Express® Gold Card**: This card is ideal for earning rewards on dining and groceries, as well as travel. You can earn a sign-up bonus of 60,000 points after spending $4,000 in the first six months. You can also earn 4x points at restaurants worldwide and at U.S. supermarkets (up to $25,000 per calendar year), 3x points on flights booked directly with airlines or through Amex Travel, and 1 point per dollar on everything else. You can redeem your points for travel through Amex Travel, gift cards, statement credits, or transfer them to over 20 airline and hotel partners. The annual fee is $250. 

**The Platinum Card® from American Express**: This card is perfect for travelers who value luxury benefits and perks. You can earn a sign-up bonus of 100,000 points after spending $6,000 in the first six months. You can also earn 10x points on eligible purchases at restaurants worldwide and when you Shop Small in the U.S., up to $25,000 in combined purchases during your first six months of card membership. Plus earn 5x points on flights booked directly with airlines or with American Express Travel (up to $500,000 per calendar year) and prepaid hotels booked with American Express Travel. You can enjoy benefits such as up to $200 in annual Uber credits, up to $200 in annual airline fee credits, up to $100 in annual Saks Fifth Avenue credits, access to over 1,300 airport lounges worldwide, complimentary elite status with Hilton and Marriott, and more. The annual fee is $695.